Enterprise Architect & Technology Leader

Naresh
Sharma

Senior Manager in Enterprise Architecture & Project Governance at AmBank Group. Bridging business strategy with technology transformation across the financial sector.

Get in Touch View Experience
NS
16 Years in
Banking
16+
Years Experience
50+
Projects Delivered
5+
SaaS Ventures
RMB
Portfolio Managed
01

About

I am a Senior Enterprise Architect and technology strategist with 16 years of deep expertise in Malaysia's banking and financial services sector.

At AmBank Group, I lead enterprise application architecture, technology transformation programmes, and project governance — translating complex business needs into scalable, future-ready technology blueprints.

Beyond my corporate role, I am an entrepreneur in fintech — actively building SaaS products that solve real regulatory and operational pain points for SMEs across Southeast Asia.

My approach: structured thinking, pragmatic execution, and an obsession with delivering measurable outcomes over technical elegance for its own sake.

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Education
B.Sc. Computer Science — Liverpool John Moores University
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Current Role
Senior Manager, Enterprise Architecture & Project Governance · AmBank Group
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Base
Kuala Lumpur, Malaysia
🌐
Domain
naresh.my · naresharma.my
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Ventures
Fintech SaaS · Regulatory Reporting · KYC Automation
02

Expertise

01
Enterprise Architecture
Designing scalable application landscapes, technology roadmaps, and architecture governance frameworks aligned to business strategy for large financial institutions.
02
Technology Transformation
Leading end-to-end digital transformation programmes from legacy modernisation to cloud migration, with full delivery ownership and stakeholder management.
03
Project Governance
Establishing PMO structures, Agile delivery frameworks, and portfolio governance controls that ensure on-time, on-budget, and on-scope programme execution.
04
Application Rationalisation
Driving cost efficiency through systematic application portfolio management, decommissioning redundant systems, and vendor consolidation strategies.
05
Regulatory & Compliance Tech
Deep understanding of BNM regulatory requirements and building automated reporting solutions that reduce compliance burden for financial institutions and SMEs.
06
SaaS Product Development
Conceptualising and building no-code/low-code SaaS MVPs targeting underserved SME markets — from regulatory reporting to KYC document processing automation.
03

Experience

2015 — Present AmBank Group · Kuala Lumpur
Senior Manager — Enterprise Architecture & Project Governance
Leading enterprise application architecture strategy, technology transformation roadmaps, and portfolio governance. Spearheading application rationalisation initiatives delivering significant cost optimisation. Managing cross-functional teams across multiple concurrent programmes.
2010 — 2015 Banking Sector · Malaysia
Technology Architecture & Project Management
Delivered major technology programmes across core banking, digital channels, and regulatory reporting platforms. Developed expertise in SAP implementations, Agile transformation, and vendor management within regulated financial environments.
2008 — 2010 Financial Services · Malaysia
Systems & Technology Analyst
Began career in banking technology, focusing on systems analysis, business requirements gathering, and technology solution design. Built foundational expertise in financial services technology stacks and regulatory landscape.
2024 — Present Independent · Fintech
Founder — SaaS Ventures in Fintech
Building two priority SaaS products: Automated Regulatory Reporting for SMEs and Loan Application & KYC Document Processing. Leveraging no-code stack (Airtable, Make, Zapier, JotForm) with AI-augmented workflows to address underserved segments in Malaysian financial services.
04

Skills

Core Competencies
Enterprise Architecture95%
Project Governance & PMO92%
Technology Strategy90%
Vendor & Cost Management88%
SAP Solutions80%
Python & Data Analysis75%
Technologies & Frameworks
TOGAF SAP Agile / Scrum Python MySQL Airtable Make / Zapier JotForm No-Code Cloud Architecture BNM Compliance ITIL API Integration Data Visualisation KYC / AML Digital Banking Microservices Forex / Trading Systems
05

Ventures & Projects

In Development
SaaS · Fintech · Regulatory
Automated Regulatory Reporting for SMEs
A no-code SaaS platform that automates BNM and SSM regulatory reporting for Malaysian SMEs — reducing compliance overhead from days to minutes with automated data collection, validation, and submission workflows.
Airtable Make JotForm Zapier BNM APIs
In Development
SaaS · Banking · KYC
Loan Application & KYC Document Processing
An intelligent document processing platform for SME loan applications — automating KYC document ingestion, verification, and credit assessment packaging for faster bank submissions.
Airtable Make AI OCR JotForm Zapier
Ideation
SaaS · Finance · SME
SME Invoice Management & Payment Reminders
Automated invoice lifecycle management with smart payment reminder workflows for Malaysian SMEs — reducing late payments and improving cash flow visibility.
No-Code Automation Finance APIs
Concept
Trading · Web App · Forex
Ichimoku EUR/USD Trading Dashboard
A real-time forex trading web application featuring Ichimoku cloud analysis, signal generation logic, Chart.js visualisation, and a cyberpunk aesthetic for EUR/USD pairs.
HTML/JS Chart.js Ichimoku Real-time Data
06

Contact

Open to senior architecture roles, advisory engagements, and SaaS partnership opportunities across the financial sector.

Based In
Kuala Lumpur
Malaysia 🇲🇾
✉
Email
hello@naresh.my
in
LinkedIn
linkedin.com/in/naresharma
⊕
Website
naresh.my